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<channel>
	<title>How We Save</title>
	<atom:link href="http://www.howwesave.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.howwesave.com</link>
	<description>Surviving Money</description>
	<lastBuildDate>Thu, 26 Nov 2009 16:56:29 +0000</lastBuildDate>
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			<item>
		<title>Saving some cash on Soda</title>
		<link>http://www.howwesave.com/2009/11/saving-some-cash-on-soda/</link>
		<comments>http://www.howwesave.com/2009/11/saving-some-cash-on-soda/#comments</comments>
		<pubDate>Thu, 26 Nov 2009 16:56:29 +0000</pubDate>
		<dc:creator>Matt</dc:creator>
				<category><![CDATA[Coupons & Deals]]></category>
		<category><![CDATA[cans]]></category>
		<category><![CDATA[cherry coke]]></category>
		<category><![CDATA[christmas]]></category>
		<category><![CDATA[co worker]]></category>
		<category><![CDATA[coca cola]]></category>
		<category><![CDATA[coca cola company]]></category>
		<category><![CDATA[coke products]]></category>
		<category><![CDATA[coupons]]></category>
		<category><![CDATA[king soopers]]></category>
		<category><![CDATA[little taste]]></category>
		<category><![CDATA[markup]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[office fridge]]></category>
		<category><![CDATA[profits]]></category>
		<category><![CDATA[quot]]></category>
		<category><![CDATA[soda]]></category>
		<category><![CDATA[sodas]]></category>
		<category><![CDATA[taste of christmas]]></category>
		<category><![CDATA[wal mart]]></category>

		<guid isPermaLink="false">http://www.howwesave.com/?p=60</guid>
		<description><![CDATA[I am a big fan of Cherry Coke, so whenever it is on sale it&#8217;s like a little taste of Christmas.
We went to King Soopers, where they are selling 12-packs of Coke Products at 4 for $11.  This is already a pretty good deal considering it is $2.75 per 12 pack, or $0.22 a can. [...]]]></description>
			<content:encoded><![CDATA[<p>I am a big fan of Cherry Coke, so whenever it is on sale it&#8217;s like a little taste of Christmas.</p>
<p>We went to King Soopers, where they are selling 12-packs of Coke Products at 4 for $11.  This is already a pretty good deal considering it is $2.75 per 12 pack, or $0.22 a can. That&#8217;s cheaper than the off-brand soda in the machines at Wal Mart!</p>
<p>But, this wouldn&#8217;t be a &#8220;How We Save&#8221; post until we saved more money on top of this great sale.  On each box of Coke Products right now, The Coca Cola Company is putting $1 off 2 12-packs of Coke Products.</p>
<p>Since we bought 4 12-packs we were able to use two of those coupons.</p>
<p>So we got 4 12-packs for $9.00!  That is $0.18 a can!</p>
<p>An aside which is not how I am saving money so much as making it, but it has something to do with the deal above:  A co-worker and I have been selling sodas for $0.50 a piece at work in the office fridge.  We put the sodas on the shelf with a cup and ask people to pay &#8220;on their honor&#8221;.  Normally, we make between $0.11 &#8211; $0.18 (avg. $0.14) a can.  With the deal above, our profit goes from 29% to 64%! That is a great markup and means that my co-worker and I can actually pay for another 12-pack out of our profits after selling only 9 cans.  This deal may actually help us break even on our little venture.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buy 2 Get 1 Free Wii Games!</title>
		<link>http://www.howwesave.com/2009/11/buy-2-get-1-free-wii-games/</link>
		<comments>http://www.howwesave.com/2009/11/buy-2-get-1-free-wii-games/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 05:06:50 +0000</pubDate>
		<dc:creator>Matt</dc:creator>
				<category><![CDATA[Coupons & Deals]]></category>
		<category><![CDATA[amp]]></category>
		<category><![CDATA[game titles]]></category>
		<category><![CDATA[target]]></category>
		<category><![CDATA[wii]]></category>
		<category><![CDATA[wii games]]></category>

		<guid isPermaLink="false">http://www.howwesave.com/?p=58</guid>
		<description><![CDATA[Target sale this week (ending Saturday)
80+ Wii game titles:  buy 2 / get 1 free
http://weeklyad.target.com/target/default.aspx?action=entryflash&#38; or see weekly ad at www.target.com
]]></description>
			<content:encoded><![CDATA[<p><strong>Target sale this week (ending Saturday)</strong></p>
<p>80+ Wii game titles:  buy 2 / get 1 free</p>
<p><a href="http://weeklyad.target.com/target/default.aspx?action=entryflash&amp;">http://weeklyad.target.com/target/default.aspx?action=entryflash&amp;</a> or see weekly ad at <a href="http://www.target.com">www.target.com</a></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Saving for a wedding leads to saving for a house</title>
		<link>http://www.howwesave.com/2009/09/saving-for-a-wedding-leads-to-saving-for-a-house/</link>
		<comments>http://www.howwesave.com/2009/09/saving-for-a-wedding-leads-to-saving-for-a-house/#comments</comments>
		<pubDate>Tue, 29 Sep 2009 02:44:02 +0000</pubDate>
		<dc:creator>Matt</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[best guess]]></category>
		<category><![CDATA[cracks]]></category>
		<category><![CDATA[downpayment]]></category>
		<category><![CDATA[enough money]]></category>
		<category><![CDATA[math]]></category>
		<category><![CDATA[melissa]]></category>
		<category><![CDATA[padding]]></category>
		<category><![CDATA[parents]]></category>
		<category><![CDATA[saving for a house]]></category>

		<guid isPermaLink="false">http://www.howwesave.com/?p=55</guid>
		<description><![CDATA[When I proposed to Melissa we knew that we wanted to have our wedding in the fall, so we sat down and did the math (best guess) about what it would cost for a wedding and how much we could afford to save each month to make it happened. The reason we are going to [...]]]></description>
			<content:encoded><![CDATA[<p>When I proposed to Melissa we knew that we wanted to have our wedding in the fall, so we sat down and did the math (best guess) about what it would cost for a wedding and how much we could afford to save each month to make it happened. The reason we are going to get married this fall and not next was because we were able to save what we thought we would need. Mel&#8217;s parents have been awesome and have offered to pay for quite a bit.  As a result, we have decided that if we have any money left over from the wedding it will start our house fund.  We are going to continue to save the amount we are currently saving, and put any money we have &#8220;left over&#8221; after our bills and expenses towards the house as well.  We will see what we actually have left over, because as we get closer we keep finding all those things we forgot about or that slipped through the cracks.  Either way, it is nice to have a little padding and to make sure that I can help Melissa have the wedding she really wants.</p>
<p>We hope that with whatever money is left after the wedding and whatever we end up saving between now and when our second year&#8217;s lease is up we will have enough money for a down payment on our house.  We want to be able to put at least a 15% down payment on the house so that we actually own part of our house and so we can keep the payments lower as well.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Recycling</title>
		<link>http://www.howwesave.com/2009/09/recycling/</link>
		<comments>http://www.howwesave.com/2009/09/recycling/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 02:19:21 +0000</pubDate>
		<dc:creator>Erin</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.howwesave.com/?p=47</guid>
		<description><![CDATA[The last post I wrote made me think I should pass on another gem we&#8217;ve found during our quest to rid our house of the extra &#8220;stuff.&#8221;  We (and by we, I mean my fiancé) tend to accumulate electronics in various stages of functionality.  Since the beginning of this effort, we have disposed &#8211; in [...]]]></description>
			<content:encoded><![CDATA[<p>The last post I wrote made me think I should pass on another gem we&#8217;ve found during our quest to rid our house of the extra &#8220;stuff.&#8221;  We (and by we, I mean my fiancé) tend to accumulate electronics in various stages of functionality.  Since the beginning of this effort, we have disposed &#8211; in one way or another &#8211; of eight CRT televisions and monitors.  This was a huge relief to me.  Even more of a relief is how easy this was!</p>
<p>We discovered Goodwill in the process.  One of the TVs &#8211; a small one that was fully functional &#8211; we donated to Goodwill.  It was as easy as handing it to them at the door.  We sold two more on Craigslist.  And one other (broken) TV we sold on eBay.</p>
<p>And finally, we recycled four TVs and monitors.  I was prepared to shell out some money for this, knowing from a previous job that electronic recycling facilities, even county-run efforts like your local household hazardous waste facility, have to charge to break even.  But a little research revealed that <a href="http://www.bestbuy.com/site/olspage.jsp?type=category&amp;id=pcmcat149900050025&amp;DCMP=rdr0001422">Best Buy will now accept almost ANY electronics for recycling</a>!  Even better, they charge $10 for CRTs but then help you out by giving you a $10 gift card to the store.  That&#8217;s the best we&#8217;re going to get for an environmentally friendly disposal of these dinosaurs!  Other items, like cell phones, printers, cables &amp; such are all accepted free of charge at Best Buy.  I hope this encourages you to recycle rather than trash those unwanted, outdated electronics.</p>
<p>By the way &#8211; you don&#8217;t need to search out the household hazardous waste facility to dispose of your burned out CFL lightbulbs, either.  Home Depot <a href="http://www6.homedepot.com/ecooptions/index.html?MAINSECTION=cflrecycling">accepts those</a> free of charge.</p>
]]></content:encoded>
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		<item>
		<title>Cleaning House</title>
		<link>http://www.howwesave.com/2009/09/cleaning-house/</link>
		<comments>http://www.howwesave.com/2009/09/cleaning-house/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 02:09:04 +0000</pubDate>
		<dc:creator>Erin</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.howwesave.com/?p=45</guid>
		<description><![CDATA[This is a how-we-save post but also a how-we-get-rid-of-crap post  
My fiancé was a mechanic for years and still does a decent amount of work on cars.  He decided to clean out the garage and managed to get together a large pile of scrap metal in the process: broken lamps, old filing cabinets, lots [...]]]></description>
			<content:encoded><![CDATA[<p>This is a how-we-save post but also a how-we-get-rid-of-crap post <img src='http://www.howwesave.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>My fiancé was a mechanic for years and still does a decent amount of work on cars.  He decided to clean out the garage and managed to get together a large pile of scrap metal in the process: broken lamps, old filing cabinets, lots of car (and moped!) parts, and an old toolbox.  He took all this to the local metal recycling business and earned $28.70 &#8211; and cleaned out the garage in the process!</p>
<p>For us it can be hard to get in clean-out mode, but as others have mentioned on this blog before, it can be easier than you think to earn some money from &#8220;stuff&#8221; that is no longer valuable to you.  We have been in full-on eBay mode as well, posting broken televisions, cameras, etc. to generate some spare change.</p>
<p>I hope the scrap metal tip will be useful to some of you.  I would never have thought of it myself.  Good luck cleaning your house &amp; hopefully making some money in the process!</p>
]]></content:encoded>
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		</item>
		<item>
		<title>One more pet food deal&#8230;</title>
		<link>http://www.howwesave.com/2009/09/one-more-pet-food-deal/</link>
		<comments>http://www.howwesave.com/2009/09/one-more-pet-food-deal/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 21:24:02 +0000</pubDate>
		<dc:creator>Erin</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.howwesave.com/?p=43</guid>
		<description><![CDATA[Go here to get some GREENIES coupons!
Fill out a form to receive a coupon for $2 off your next purchase 12 oz. of GREENIES® dental chews or $1 off your next purchase of FELINE GREENIES® dental treats.
]]></description>
			<content:encoded><![CDATA[<p>Go <a href="http://www.greenies.com/en_US/FreeSample/">here</a> to get some GREENIES coupons!</p>
<p>Fill out a form to receive a coupon for $2 off your next purchase 12 oz. of GREENIES® dental chews or $1 off your next purchase of FELINE GREENIES® dental treats.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pet food deals</title>
		<link>http://www.howwesave.com/2009/09/pet-food-deals/</link>
		<comments>http://www.howwesave.com/2009/09/pet-food-deals/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 21:10:21 +0000</pubDate>
		<dc:creator>Erin</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.howwesave.com/?p=40</guid>
		<description><![CDATA[$5 Halo Products coupon:
I noticed on The Thrifty Mama&#8217;s blog that you can go HERE and sign up to get a $5 Halo Products coupon. 


And free/cheap Chef Michael&#8217;s pet food at Target (9/13-19):


The Money Saving Mom listed some great pet food deals at Target this week:
Chef Michael’s canned dog food  $0.80 each
Buy 4 and [...]]]></description>
			<content:encoded><![CDATA[<p style="font-family: Arial;"><span style="font-size: small;"><strong>$5 Halo Products coupon:</strong></span></p>
<p style="font-family: Arial;"><span style="font-size: small;">I noticed on <a href="http://www.thethriftymama.com">The Thrifty Mama&#8217;s</a> blog that you can go <a href="http://www.halopets.com/coupon/" target="_blank">HERE</a> and sign up to get a $5 Halo Products coupon. </span></p>
<p style="font-family: Arial;"><span style="font-size: small;"><br />
</span></p>
<p style="font-family: Arial;"><span style="font-size: small;"><strong>And free/cheap Chef Michael&#8217;s pet food at Target (9/13-19):<br />
</strong></span>
</p>
<p style="font-family: Arial;"><span style="font-size: small;">The <a href="http://www.moneysavingmom.com">Money Saving Mom</a> listed some great pet food deals at Target this week:</span></p>
<p style="font-family: Arial;"><span style="font-size: small;">Chef Michael’s canned dog food  $0.80 each<br />
Buy 4 and use one <a rel="nofollow" href="http://www.chef-michaels.com/coupon/default.aspx?DCMP=BAC-CM-T8-Yahoo-728+90" target="_blank">Buy Two, Get Two Free coupons</a><br />
Then stack with two <a rel="nofollow" href="http://www.hotcouponworld.com/forums/view.php?pg=cpngenerator" target="_blank">Buy One, Get One free Target coupons</a><br />
Get <strong>four free cans</strong> after the coupons!</span></p>
<p style="font-family: Arial;"><span style="font-size: small;">Chef Michael&#8217;s Dry Dog Food  $4.49 each<br />
Use $3/1 coupon in the 8/23 RedPlum insert<br />
Stack with <span style="font-weight: normal;">$1.50/1 Target coupon </span><a href="http://www.organicgrocerydeals.com/forums/view.php?pg=coupon_generator" target="_blank">here</a><br />
<strong>Free</strong> after coupons</span></p>
<p style="font-family: Arial;"><span style="font-size: small;">Chef Michael&#8217;s Canine Creations Dog Food (cans)  $0.89 each<br />
Buy 2 and the use B1G1 coupon in 8/23 RedPlum insert<br />
Stack <span style="font-weight: normal;">with B1G1 Target coupon </span><a href="http://www.organicgrocerydeals.com/forums/view.php?pg=coupon_generator" target="_blank">here</a><br />
Free after coupons</span></p>
<p style="font-family: Arial;"><span style="font-size: small;">Chef Michael’s dog food (24 oz.)  $4.27 each<br />
Use <a rel="nofollow" href="http://www.chef-michaels.com/coupon/default.aspx?DCMP=BAC-CM-T8-Yahoo-728+90" target="_blank">$2.50/1 coupon</a><br />
Stack with <a rel="nofollow" href="http://www.hotcouponworld.com/forums/view.php?pg=cpngenerator" target="_blank">$1.50/1 Target coupon</a><br />
Only $0.27 per bag after coupons </span>
</p>
<p style="font-family: Arial;">
<p style="font-family: Arial;"><span style="font-size: small;">Hope these help out those of you lucky enough to have a furry friend!<br />
</span></p>
]]></content:encoded>
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		</item>
		<item>
		<title>Get deals through twitter</title>
		<link>http://www.howwesave.com/2008/12/get-deals-through-twitter/</link>
		<comments>http://www.howwesave.com/2008/12/get-deals-through-twitter/#comments</comments>
		<pubDate>Tue, 02 Dec 2008 17:57:39 +0000</pubDate>
		<dc:creator>Matt</dc:creator>
				<category><![CDATA[Coupons & Deals]]></category>
		<category><![CDATA[amazon]]></category>
		<category><![CDATA[coupons]]></category>
		<category><![CDATA[deals]]></category>
		<category><![CDATA[gamers]]></category>
		<category><![CDATA[games]]></category>
		<category><![CDATA[save]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[shoppers]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[twitter]]></category>

		<guid isPermaLink="false">http://www.howwesave.com/?p=32</guid>
		<description><![CDATA[Here are a couple twitter accounts who post deals constantly!

http://twitter.com/slickdeals_net
http://twitter.com/MomsWhoSave
http://twitter.com/dealnews
http://twitter.com/amazondeals

If you know of any other twitter accounts that are good for some deals, please put them in the comments and I will add them to the list.
Updates:

http://twitter.com/bargainjack
http://twitter.com/shoppersshop
http://twitter.com/gamerdeals
http://twitter.com/amazongolddeals
http://twitter.com/amazongames

]]></description>
			<content:encoded><![CDATA[<p>Here are a couple twitter accounts who post deals constantly!</p>
<ul>
<li><a href="http://twitter.com/slickdeals_net">http://twitter.com/slickdeals_net</a></li>
<li><a href="http://twitter.com/MomsWhoSave">http://twitter.com/MomsWhoSave</a></li>
<li><a href="http://twitter.com/dealnews">http://twitter.com/dealnews</a></li>
<li><a href="http://twitter.com/amazondeals">http://twitter.com/amazondeals</a></li>
</ul>
<p>If you know of any other twitter accounts that are good for some deals, please put them in the comments and I will add them to the list.</p>
<p>Updates:</p>
<ul>
<li><a href="http://twitter.com/bargainjack">http://twitter.com/bargainjack</a></li>
<li><a href="http://twitter.com/shoppersshop">http://twitter.com/shoppersshop</a></li>
<li><a href="http://twitter.com/gamerdeals">http://twitter.com/gamerdeals</a></li>
<li><a rel="nofollow" href="http://twitter.com/amazongolddeals">http://twitter.com/amazongolddeals</a></li>
<li><a href="http://twitter.com/amazongames">http://twitter.com/amazongames</a></li>
</ul>
]]></content:encoded>
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		<item>
		<title>Sell stuff to make money!!</title>
		<link>http://www.howwesave.com/2008/10/sell-stuff-to-make-money/</link>
		<comments>http://www.howwesave.com/2008/10/sell-stuff-to-make-money/#comments</comments>
		<pubDate>Wed, 29 Oct 2008 15:05:39 +0000</pubDate>
		<dc:creator>Matt</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[christmas]]></category>
		<category><![CDATA[closets]]></category>
		<category><![CDATA[craigslist]]></category>
		<category><![CDATA[crap]]></category>
		<category><![CDATA[ebay]]></category>
		<category><![CDATA[how much]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[pain in the butt]]></category>
		<category><![CDATA[starbucks]]></category>
		<category><![CDATA[suggestion]]></category>

		<guid isPermaLink="false">http://www.howwesave.com/?p=30</guid>
		<description><![CDATA[You know all that crap you have sitting around in your closets that you almost never use?
Sell it.
Get on eBay, Craigslist, wherever and sell your stuff.  It is amazing how much money you can get for all that crap you have laying around.
My suggestion, use craigslist.  It is faster, easier and less of a pain [...]]]></description>
			<content:encoded><![CDATA[<p>You know all that crap you have sitting around in your closets that you almost never use?</p>
<p>Sell it.</p>
<p>Get on eBay, Craigslist, wherever and sell your stuff.  It is amazing how much money you can get for all that crap you have laying around.</p>
<p>My suggestion, use craigslist.  It is faster, easier and less of a pain in the butt.</p>
<p>Meet people in secure locations, like Starbucks, and sell them your stuff that you don&#8217;t use.</p>
<p>&#8220;One man&#8217;s closet full of crap is another man&#8217;s Christmas presents for the family!&#8221;</p>
]]></content:encoded>
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		</item>
		<item>
		<title>How minty are you?</title>
		<link>http://www.howwesave.com/2008/10/how-minty-are-you/</link>
		<comments>http://www.howwesave.com/2008/10/how-minty-are-you/#comments</comments>
		<pubDate>Sun, 26 Oct 2008 15:05:36 +0000</pubDate>
		<dc:creator>Matt</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Sites]]></category>
		<category><![CDATA[alot]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[bank accounts]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[electronic transfers]]></category>
		<category><![CDATA[email]]></category>
		<category><![CDATA[finance charge]]></category>
		<category><![CDATA[graphs]]></category>
		<category><![CDATA[history information]]></category>
		<category><![CDATA[management]]></category>
		<category><![CDATA[management website]]></category>
		<category><![CDATA[mint]]></category>
		<category><![CDATA[mint.com]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[net worth]]></category>
		<category><![CDATA[sallie mae]]></category>
		<category><![CDATA[student loans]]></category>
		<category><![CDATA[transaction history]]></category>

		<guid isPermaLink="false">http://www.howwesave.com/?p=28</guid>
		<description><![CDATA[This is the question that Mint.com asked me when I was trying out their &#8220;online money management website&#8221;.
Mint is a piece of software that will download transaction history information from your bank&#8217;s website, and put it up against your other account information to create a comprehensive reporting of where your money is going.
The trick is, [...]]]></description>
			<content:encoded><![CDATA[<p>This is the question that Mint.com asked me when I was trying out their &#8220;online money management website&#8221;.</p>
<p>Mint is a piece of software that will download transaction history information from your bank&#8217;s website, and put it up against your other account information to create a comprehensive reporting of where your money is going.</p>
<p>The trick is, if you are like me and spend alot of cash, it doesn&#8217;t explain everything.  The things it does the best with are your electronic transfers.  The times when you used your debit card to pay for things.</p>
<p>Some features that I liked:</p>
<p>It hooked into Sallie Mae and all my bank accounts, and then it calculated my net worth.  I don&#8217;t like my net worth, but to be able to monitor it here was very cool.</p>
<p>It will give you graphs that show you how your total spending breaks down.</p>
<p>It will help you set up a budget and monitor your spending.</p>
<p>If your account gets low, it sends you an email.</p>
<p>If you have an &#8220;alert&#8221; like a finance charge from the bank, it will tell you.</p>
]]></content:encoded>
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		<title>Pricepad iPhone app looks promising</title>
		<link>http://www.howwesave.com/2008/10/pricepad-iphone-app-looks-promising/</link>
		<comments>http://www.howwesave.com/2008/10/pricepad-iphone-app-looks-promising/#comments</comments>
		<pubDate>Thu, 09 Oct 2008 05:51:55 +0000</pubDate>
		<dc:creator>Matt</dc:creator>
				<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Purchase Advice]]></category>
		<category><![CDATA[barcode scanner]]></category>
		<category><![CDATA[circulars]]></category>
		<category><![CDATA[genre]]></category>
		<category><![CDATA[grocery shopping]]></category>
		<category><![CDATA[iphone]]></category>
		<category><![CDATA[iphone application]]></category>
		<category><![CDATA[personal notes]]></category>

		<guid isPermaLink="false">http://www.howwesave.com/?p=24</guid>
		<description><![CDATA[I&#8217;m on my phone posting this, actually.
I was looking for a barcode scanner application and found pricepad instead. It is a free app that allows you to save information about items you want to buy to your phone.
You can save name, price, barcode number, genre of item, and personal notes.  Then when you are [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m on my phone posting this, actually.</p>
<p>I was looking for a barcode scanner application and found pricepad instead. It is a free app that allows you to save information about items you want to buy to your phone.<br />
You can save name, price, barcode number, genre of item, and personal notes.  Then when you are  looking at the same item later, you can search through your saved items.</p>
<p>I am going to give it a try for grocery shopping, starting by putting the items from the circulars in first.</p>
]]></content:encoded>
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		<title>get rich slowly</title>
		<link>http://www.howwesave.com/2008/10/get-rich-slowly/</link>
		<comments>http://www.howwesave.com/2008/10/get-rich-slowly/#comments</comments>
		<pubDate>Wed, 08 Oct 2008 00:45:14 +0000</pubDate>
		<dc:creator>Erin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[cheers]]></category>
		<category><![CDATA[get rich]]></category>
		<category><![CDATA[rich]]></category>

		<guid isPermaLink="false">http://www.howwesave.com/?p=19</guid>
		<description><![CDATA[this is just a quick post to share a link that is awesome -
http://www.getrichslowly.org/blog/about/
this guy knows his stuff. it&#8217;s definitely a useful read.
cheers!
]]></description>
			<content:encoded><![CDATA[<p>this is just a quick post to share a link that is awesome -</p>
<p><a title="Get Rick Slowly" href="http://www.getrichslowly.org/blog/about/" target="_blank">http://www.getrichslowly.org/blog/about/</a></p>
<p>this guy knows his stuff. it&#8217;s definitely a useful read.</p>
<p>cheers!</p>
]]></content:encoded>
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		<item>
		<title>Our Grocery Bill</title>
		<link>http://www.howwesave.com/2008/10/our-grocery-bill/</link>
		<comments>http://www.howwesave.com/2008/10/our-grocery-bill/#comments</comments>
		<pubDate>Tue, 07 Oct 2008 03:13:10 +0000</pubDate>
		<dc:creator>Matt</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[beans and rice]]></category>
		<category><![CDATA[breakfast lunch]]></category>
		<category><![CDATA[cat food]]></category>
		<category><![CDATA[cereal]]></category>
		<category><![CDATA[cream cheese]]></category>
		<category><![CDATA[crock pot]]></category>
		<category><![CDATA[envelope system]]></category>
		<category><![CDATA[grill chicken]]></category>
		<category><![CDATA[groceries]]></category>
		<category><![CDATA[grocery bill]]></category>
		<category><![CDATA[grocery store]]></category>
		<category><![CDATA[king soopers]]></category>
		<category><![CDATA[macaroni grill]]></category>
		<category><![CDATA[o brien]]></category>
		<category><![CDATA[potatoes]]></category>
		<category><![CDATA[red]]></category>
		<category><![CDATA[red beans and rice]]></category>
		<category><![CDATA[sausage]]></category>
		<category><![CDATA[spaghetti]]></category>
		<category><![CDATA[store discounts]]></category>
		<category><![CDATA[true numbers]]></category>

		<guid isPermaLink="false">http://www.howwesave.com/?p=17</guid>
		<description><![CDATA[We went to King Soopers tonight and bought groceries:
Our total: $197.33
Store discounts: $26.84
Coupons: $9.30
Multiplied Coupons: $4.10 (doubled up to a dollar)
Grand Total: $157.09
We saved 20% on our bill!!!
Now for the fun part. We guessed at how many meals we were planning on getting out of this trip to the grocery store: (a meal may be [...]]]></description>
			<content:encoded><![CDATA[<p>We went to King Soopers tonight and bought groceries:</p>
<p style="padding-left: 30px;">Our total: $197.33</p>
<p style="padding-left: 30px;">Store discounts: $26.84</p>
<p style="padding-left: 30px;">Coupons: $9.30</p>
<p style="padding-left: 30px;">Multiplied Coupons: $4.10 (doubled up to a dollar)</p>
<p style="padding-left: 30px;"><strong>Grand Total: $157.09</strong></p>
<p style="padding-left: 30px;">We saved 20% on our bill!!!</p>
<p>Now for the fun part. We guessed at how many meals we were planning on getting out of this trip to the grocery store: <em>(a meal may be breakfast, lunch or dinner. All numbers are guesses based on past experience)</em></p>
<p style="padding-left: 30px;">Macaroni grill + chicken: 6 meals</p>
<p style="padding-left: 30px;">Chili: 8 meals</p>
<p style="padding-left: 30px;">Spaghetti in the crock pot: 6 meals</p>
<p style="padding-left: 30px;">Sausage and O&#8217;Brien potatoes: 4 meals</p>
<p style="padding-left: 30px;">Red Beans and Rice: 4 meals</p>
<p style="padding-left: 30px;">Bagels + cream Cheese (1 for breakfast): 10 meals</p>
<p style="padding-left: 30px;">Box of cereal: 7 meals</p>
<p style="padding-left: 30px;"><strong>Total: </strong>45 meals</p>
<p style="padding-left: 30px;"><strong>Cost per meal</strong>: $3.49</p>
<p>This price per meal also includes all of the cleaning supplies that we got, and the $14.00 we spent on cat food (which we pay our grocery envelope back from our pet envelope, see envelope system).  Without the cat food, the cost per meal goes to: <strong>$3.17 per meal.</strong></p>
<p>I will try to update these numbers as we make the meals, to tell you how many actual servings we got out of each one.  This way, you can have the true numbers as they come out.</p>
<hr /><strong>Update:</strong></p>
<p>We made all the meals we mentioned and were only off by 4 meals total, mostly because we just ate too much when we made it&#8230;Oops.  Either way, that means that we got away with <strong>$3.83</strong> per meal that week.</p>
]]></content:encoded>
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		<title>Problems with your cell carrier?</title>
		<link>http://www.howwesave.com/2008/10/problems-with-your-cell-carrier/</link>
		<comments>http://www.howwesave.com/2008/10/problems-with-your-cell-carrier/#comments</comments>
		<pubDate>Sun, 05 Oct 2008 19:00:31 +0000</pubDate>
		<dc:creator>Matt</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[cancellation fees]]></category>
		<category><![CDATA[cell phone]]></category>
		<category><![CDATA[contract]]></category>
		<category><![CDATA[diatribe]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[pain in the butt]]></category>
		<category><![CDATA[phone carrier]]></category>
		<category><![CDATA[real person]]></category>
		<category><![CDATA[sprint]]></category>
		<category><![CDATA[telephone support]]></category>
		<category><![CDATA[temporary solution]]></category>

		<guid isPermaLink="false">http://www.howwesave.com/?p=14</guid>
		<description><![CDATA[I ran into some problems with a cell-phone carrier, who hasn&#8217;t.  Right?  You can read a diatribe about what happened here: Been Cheated By: Sprint.
What I learned in this situation was that using the telephone support, while convenient, is a pain in the butt and not worth the time.  Going into a store, and dealing [...]]]></description>
			<content:encoded><![CDATA[<p>I ran into some problems with a cell-phone carrier, who hasn&#8217;t.  Right?  You can read a diatribe about what happened here: <a title="Been Cheated By Sprint" href="http://www.beencheatedby.com/6/2008/04/04/sprint/" target="_blank">Been Cheated By: Sprint</a>.</p>
<p>What I learned in this situation was that using the telephone support, while convenient, is a pain in the butt and not worth the time.  Going into a store, and dealing with a real person is way better.</p>
<p>I worked with the manager at the store near my house when I had a problem (not the first, not the last), and she got to know my face.  When she had the problem taken care of, I told her &#8220;I&#8217;ll see you when it happens again&#8221;. Her response &#8220;Hopefully, you will not have problems any more&#8221;.</p>
<p>Two weeks later, I was back in the store.  She fixed the problem, apologized, and as I left I told her that I would see her again when it happens again.  She replied with the same answer as before.</p>
<p>When I went back in the store with the last problem, she wasn&#8217;t there, but her employee called her and they worked together (the manager at home with her daughter) to find a solution.  Corporate found a temporary solution, but it was ludicrous and I was done dealing with the issues.  I asked her to cancel the cell contract, and to have the carrier pay for the cancellation fees.  Since the manager knew me, and had personally dealt with my problems, she was able to convince the carrier that I had been harassed enough and that they needed to let me go for free.</p>
<p><strong>The Moral</strong>: when you have a problem with a company, deal with the same person repeatedly so that you can have some history with them.  Then when it is time to get some real work done, they know what is going on and can take care of the problem immediately and conclusively.</p>
]]></content:encoded>
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		<item>
		<title>Warranties and Quality: It&#8217;s ok to pay a little extra</title>
		<link>http://www.howwesave.com/2008/10/warranties-and-quality-its-ok-to-pay-a-little-extra/</link>
		<comments>http://www.howwesave.com/2008/10/warranties-and-quality-its-ok-to-pay-a-little-extra/#comments</comments>
		<pubDate>Wed, 01 Oct 2008 19:00:59 +0000</pubDate>
		<dc:creator>Matt</dc:creator>
				<category><![CDATA[Purchase Advice]]></category>
		<category><![CDATA[7 months]]></category>
		<category><![CDATA[apple store]]></category>
		<category><![CDATA[case in point]]></category>
		<category><![CDATA[ebay]]></category>
		<category><![CDATA[extra]]></category>
		<category><![CDATA[gadget]]></category>
		<category><![CDATA[headphones]]></category>
		<category><![CDATA[iphone]]></category>
		<category><![CDATA[living room]]></category>
		<category><![CDATA[mic]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[plasma]]></category>
		<category><![CDATA[projection tv]]></category>
		<category><![CDATA[quality]]></category>
		<category><![CDATA[real world]]></category>
		<category><![CDATA[repair man]]></category>
		<category><![CDATA[step mom]]></category>
		<category><![CDATA[technophile]]></category>
		<category><![CDATA[true story]]></category>
		<category><![CDATA[warranties]]></category>
		<category><![CDATA[warranty]]></category>
		<category><![CDATA[white apple]]></category>

		<guid isPermaLink="false">http://www.howwesave.com/?p=12</guid>
		<description><![CDATA[I have been told in the past to not spend the extra money for the warranty, because it isnt worth it.  But, I have learned in the real world, it is.
I live with the philosophy that Murphy&#8217;s Law is just waiting to raise some hell. So, I do my best to try to keep him [...]]]></description>
			<content:encoded><![CDATA[<p>I have been told in the past to not spend the extra money for the warranty, because it isnt worth it.  But, I have learned in the real world, it is.</p>
<p>I live with the philosophy that Murphy&#8217;s Law is just waiting to raise some hell. So, I do my best to try to keep him at bay by preparing for the worst.  This means warranties.</p>
<p>Ok, here&#8217;s what I have learned:</p>
<ol>
<li>If I buy something and a warranty is offered, I will wish I had the warranty as I throw the item away and go to buy a new one</li>
<li>If I buy the warranty, I usually end up wondering why I bought it because I didnt need it.  The item worked the way it should, and I end up replacing it when I am sick of it, not when it breaks.</li>
</ol>
<p>I admit, there are special cases here.  But, if you go with #2, the special cases are not an issue. Case in point: you have to cash in on the warranty.  Problem solved, you get a new gadget.</p>
<p>A story (some names have been changed):</p>
<p style="padding-left: 30px;">My dad and step mom are the thriftiest people I know. They do everything possibly to save money, and well&#8230;who can blame them.  However, when they bought their Gigantitron Projection TV for their living room, they spent the extra money on a warranty.  When the TV stopped working, they took it in, and the repair man couldn&#8217;t get the part they needed.  So, Huge Mart replaced the TV with an equivalent sized, same brand, Plasma for free.</p>
<p>This is a true story. If you dont get the warranty after that, I dont know what is wrong with you.</p>
<p>The last story, also true, happened to me.  Twice.</p>
<p style="padding-left: 30px;">I have an iPhone, because I am a closet (OK not so much), technophile and I had the opportunity to get one (long story, I will post about this later).  I had the phone for about 7 months when the phone locked up and wouldnt do anything but give me the little white apple image.  So I took it in, and the apple store handed me a new phone.</p>
<p style="padding-left: 30px;">Then I lost my iPhone headphones (made by apple), the ones with the mic, and bought new ones on ebay.  They were knock offs and didn&#8217;t work.  There was no return policy and it was not even worth trying to contact the seller.  So, I bought official Apple iPhone headphones from an AT&amp;T store.  7 days later, the mic stopped working. So, I walked back into the AT&amp;T store, and was given new ones with no problems or questions.</p>
<p>The point of the story is, Apple ensures their products (this is like a warranty &#8211; but not as good as AppleCare), so long as it is something they did wrong in manufacturing or design and  if you take care of what you bought from them, they will replace it for free.</p>
<p>If you buy smart, and get warranties where you can, you will be much better off by avoiding Murphy and handling the exceptions to the rule.  Sometimes, planning ahead pays off.</p>
]]></content:encoded>
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		<item>
		<title>shoes &amp; more</title>
		<link>http://www.howwesave.com/2008/09/shoes-more/</link>
		<comments>http://www.howwesave.com/2008/09/shoes-more/#comments</comments>
		<pubDate>Wed, 01 Oct 2008 01:58:47 +0000</pubDate>
		<dc:creator>Erin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[amp]]></category>
		<category><![CDATA[fashion]]></category>
		<category><![CDATA[girls shoes]]></category>
		<category><![CDATA[great deals]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[propet]]></category>
		<category><![CDATA[sanita]]></category>
		<category><![CDATA[seal the deal]]></category>

		<guid isPermaLink="false">http://www.howwesave.com/?p=8</guid>
		<description><![CDATA[I always looked at shoes as a fashion choice until I started living with AK and now I see the utilitarian side of things!  As we are always looking to do things the best we can for the least money, I thought I&#8217;d share this site that has GREAT deals on shoes (&#38; more).  There [...]]]></description>
			<content:encoded><![CDATA[<p>I always looked at shoes as a fashion choice until I started living with AK and now I see the utilitarian side of things!  As we are always looking to do things the best we can for the least money, I thought I&#8217;d share this site that has GREAT deals on shoes (&amp; more).  There are some really good brands &#8211; Privo is a favorite for cute, comfy flats &#8211; and all are deeply discounted.</p>
<p>This site doesn&#8217;t have free shipping &amp; returns (for that, check out www.onlineshoes.com, which also has great deals &#8211; I got my Sanita Profs there for $44) but the prices kind of seal the deal.</p>
<p>Here&#8217;s my favorite guys &amp; girls shoes under $20:</p>
<p>women: the &#8220;Spot&#8221; by Privo, $13.80 down from $64</p>
<p>men: &#8220;Tracker Walker&#8221; by Propet, $20.13 down from $40<a href="http://www.howwesave.com/wp-content/uploads/2008/09/4974-557829-p.jpg"><img class="alignleft size-medium wp-image-10" title="Privo Spot $13.80 (originally $64)" src="http://www.howwesave.com/wp-content/uploads/2008/09/4974-557829-p-300x225.jpg" alt="" width="300" height="225" /></a></p>
<p><a href="http://www.howwesave.com/wp-content/uploads/2008/09/1396-272580-p.jpg"><img class="alignleft size-medium wp-image-9" title="Propét Treckker Walker" src="http://www.howwesave.com/wp-content/uploads/2008/09/1396-272580-p-300x225.jpg" alt="" width="300" height="225" /></a></p>
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		<item>
		<title>How We Save</title>
		<link>http://www.howwesave.com/2008/09/hello-world/</link>
		<comments>http://www.howwesave.com/2008/09/hello-world/#comments</comments>
		<pubDate>Thu, 25 Sep 2008 02:56:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[crazy world]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://www.howwesave.com/?p=1</guid>
		<description><![CDATA[Our goal is to write about how we save money and survive this crazy world we live in.
]]></description>
			<content:encoded><![CDATA[<p>Our goal is to write about how we save money and survive this crazy world we live in.</p>
]]></content:encoded>
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		</item>
	</channel>
</rss>
